.professional-liability-page {
  --pl-navy: #082b54;
  --pl-navy-deep: #061d3b;
  --pl-green: #08a66a;
  --pl-green-dark: #087c55;
  --pl-text: #52677d;
  --pl-border: #d8e7e2;
  --pl-pale: #f1faf6;
  color: var(--pl-navy);
  background: #fff;
}

.professional-liability-page main { overflow: clip; }
.pl-section { padding: clamp(4.2rem, 7vw, 7rem) 0; }
.pl-section--pale { background: linear-gradient(145deg, #f2faf7, #f8fbff); }
.pl-kicker {
  display: inline-flex;
  align-items: center;
  gap: .7rem;
  color: var(--pl-green-dark);
  font-size: .76rem;
  font-weight: 900;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.pl-kicker::before { width: 1.9rem; height: 2px; border-radius: 999px; background: var(--pl-green); content: ""; }
.pl-kicker--light { color: #8ce8c5; }
.pl-heading { max-width: 780px; margin: 0 auto 2.4rem; text-align: center; }
.pl-heading--left { margin-inline: 0; text-align: left; }
.pl-heading h2,
.pl-split h2,
.pl-form-intro h2,
.pl-faq__intro h2,
.pl-final-cta h2 {
  margin: .85rem 0 .8rem;
  color: var(--pl-navy);
  font-size: clamp(2rem, 4.2vw, 3.85rem);
  line-height: 1.04;
  letter-spacing: -.045em;
}
.pl-heading p,
.pl-intro__copy,
.pl-form-intro > p,
.pl-faq__intro > p { color: var(--pl-text); line-height: 1.72; }

.pl-hero { padding: clamp(2rem, 4vw, 3.4rem) 0 4rem; background: radial-gradient(circle at 85% 10%, rgba(8,166,106,.1), transparent 27rem), #f8fbfa; }
.pl-hero__shell {
  min-height: 650px;
  display: grid;
  grid-template-columns: minmax(0, .92fr) minmax(480px, 1.08fr);
  align-items: center;
  gap: clamp(2rem, 5vw, 5.5rem);
}
.pl-breadcrumb { display: flex; flex-wrap: wrap; gap: .55rem; margin-bottom: 2rem; color: #6c7d90; font-size: .88rem; }
.pl-breadcrumb a { color: var(--pl-green-dark); font-weight: 800; text-decoration: none; }
.pl-hero h1 { max-width: 11ch; margin: 1rem 0 1.3rem; color: var(--pl-navy); font-size: clamp(3rem, 5.6vw, 5.6rem); line-height: .96; letter-spacing: -.055em; }
.pl-hero__lead { max-width: 55ch; margin: 0; color: var(--pl-text); font-size: clamp(1.03rem, 1.5vw, 1.2rem); line-height: 1.7; }
.pl-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1.7rem; }
.pl-actions .btn { min-height: 46px; }
.pl-benefits { display: flex; flex-wrap: wrap; gap: .65rem 1.1rem; margin: 1.7rem 0 0; padding: 0; list-style: none; }
.pl-benefits li { position: relative; padding-left: 1.25rem; color: #415c73; font-size: .86rem; font-weight: 750; }
.pl-benefits li::before { position: absolute; left: 0; color: var(--pl-green); content: "✓"; font-weight: 900; }
.pl-hero__visual { position: relative; min-height: 570px; margin: 0; overflow: hidden; border: 1px solid rgba(255,255,255,.8); border-radius: 2rem; background: #dce9e5; box-shadow: 0 30px 70px rgba(8,43,84,.18); }
.pl-hero__visual img { width: 100%; height: 570px; display: block; object-fit: cover; object-position: 54% center; }
.pl-hero__visual figcaption {
  position: absolute;
  right: 1.25rem;
  bottom: 1.25rem;
  left: 1.25rem;
  display: grid;
  gap: .2rem;
  padding: 1rem 1.2rem;
  border: 1px solid rgba(255,255,255,.5);
  border-radius: 1rem;
  color: #fff;
  background: rgba(6,29,59,.72);
  box-shadow: 0 12px 32px rgba(6,29,59,.2);
  backdrop-filter: blur(12px);
}
.pl-hero__visual figcaption span { color: rgba(255,255,255,.8); font-size: .86rem; }

.pl-split { display: grid; grid-template-columns: minmax(0,.78fr) minmax(0,1.22fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.pl-intro__copy > p:first-child { margin-top: 0; font-size: clamp(1.05rem, 1.6vw, 1.24rem); }
.pl-note { padding: .95rem 1.05rem; border: 1px solid #cfe6dc; border-radius: .9rem; color: #466378; background: rgba(255,255,255,.78); font-size: .9rem; line-height: 1.6; }
.pl-note--center { max-width: 800px; margin: 2rem auto 0; text-align: center; }

.pl-professions { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 1rem; }
.pl-professions article {
  min-width: 0;
  padding: 1.6rem;
  border: 1px solid var(--pl-border);
  border-radius: 1.35rem;
  background: rgba(255,255,255,.92);
  box-shadow: 0 14px 35px rgba(8,43,84,.07);
}
.pl-professions article > span { display: grid; width: 2.7rem; height: 2.7rem; place-items: center; border-radius: .85rem; color: var(--pl-green-dark); background: #e8f7f1; font-size: .76rem; font-weight: 900; }
.pl-professions h3 { margin: 1.1rem 0 .55rem; font-size: 1.05rem; }
.pl-professions p { margin: 0; color: var(--pl-text); font-size: .9rem; line-height: 1.6; }
.pl-separate-note { margin: 1.6rem 0 0; color: var(--pl-text); text-align: center; }
.pl-separate-note a { color: var(--pl-green-dark); font-weight: 850; }

.pl-situation-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 1rem; }
.pl-situation-grid article { position: relative; padding: 1.6rem 1.4rem 1.5rem; border-top: 3px solid var(--pl-green); border-radius: 0 0 1.2rem 1.2rem; background: #fff; box-shadow: 0 14px 34px rgba(8,43,84,.08); }
.pl-situation-grid h3 { margin: 0 0 .65rem; font-size: 1.05rem; }
.pl-situation-grid p { margin: 0; color: var(--pl-text); font-size: .9rem; line-height: 1.6; }

.pl-cover { color: #fff; background: linear-gradient(130deg, var(--pl-navy-deep), #08335f 60%, #075f56); }
.pl-cover__shell { display: grid; grid-template-columns: minmax(0,.72fr) minmax(0,1.28fr); gap: clamp(2rem,5vw,5rem); align-items: center; }
.pl-cover__intro h2 { margin: .85rem 0; color: #fff; font-size: clamp(2.4rem,4.5vw,4.4rem); line-height: 1; letter-spacing: -.05em; }
.pl-cover__intro p { color: rgba(255,255,255,.76); line-height: 1.7; }
.pl-cover__intro > svg { width: 140px; margin-top: 1.5rem; fill: none; stroke: #6ce4b7; stroke-width: 5; stroke-linecap: round; stroke-linejoin: round; opacity: .8; }
.pl-cover__grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: .85rem; }
.pl-cover__grid article { padding: 1.35rem; border: 1px solid rgba(158,239,210,.18); border-radius: 1.15rem; background: rgba(255,255,255,.065); }
.pl-cover__grid h3 { margin: 0 0 .5rem; color: #fff; font-size: 1rem; }
.pl-cover__grid p { margin: 0; color: rgba(255,255,255,.72); font-size: .86rem; line-height: 1.55; }

.pl-check-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: .9rem; }
.pl-check-grid details { border: 1px solid var(--pl-border); border-radius: 1.05rem; background: #fff; box-shadow: 0 12px 28px rgba(8,43,84,.055); }
.pl-check-grid summary { min-height: 52px; display: flex; align-items: center; padding: .85rem 1.2rem; cursor: pointer; color: var(--pl-navy); font-weight: 850; }
.pl-check-grid details p { margin: 0; padding: 0 1.2rem 1.2rem; color: var(--pl-text); font-size: .9rem; line-height: 1.65; }
.pl-check-grid summary:focus-visible { outline: 3px solid rgba(8,166,106,.35); outline-offset: 3px; }

.pl-compare { display: grid; grid-template-columns: repeat(5,minmax(0,1fr)); gap: .85rem; }
.pl-compare article { min-width: 0; padding: 1.35rem; border: 1px solid var(--pl-border); border-radius: 1.15rem; background: #fff; }
.pl-compare article.is-active { color: #fff; border-color: transparent; background: linear-gradient(145deg,var(--pl-navy),#0a5262); box-shadow: 0 18px 40px rgba(8,43,84,.17); }
.pl-compare h3 { margin: 0 0 .65rem; font-size: 1rem; }
.pl-compare p { margin: 0 0 .75rem; color: var(--pl-text); font-size: .84rem; line-height: 1.55; }
.pl-compare .is-active h3, .pl-compare .is-active p { color: #fff; }
.pl-compare a { color: var(--pl-green-dark); font-size: .82rem; font-weight: 850; }

.pl-process { background: #fbfcfc; }
.pl-process__grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 1rem; margin: 0; padding: 0; list-style: none; }
.pl-process__grid li { display: grid; grid-template-columns: auto 1fr; gap: .9rem; padding: 1.35rem; border: 1px solid var(--pl-border); border-radius: 1.2rem; background: #fff; }
.pl-process__grid li > span { display: grid; width: 2.6rem; height: 2.6rem; place-items: center; border-radius: 50%; color: #fff; background: var(--pl-green); font-weight: 900; }
.pl-process__grid h3 { margin: .15rem 0 .45rem; font-size: .98rem; }
.pl-process__grid p { margin: 0; color: var(--pl-text); font-size: .84rem; line-height: 1.5; }

.pl-form-section { color: #fff; background: radial-gradient(circle at 12% 18%, rgba(8,166,106,.26), transparent 25rem), var(--pl-navy-deep); }
.pl-form-shell { display: grid; grid-template-columns: minmax(0,.68fr) minmax(520px,1.32fr); gap: clamp(2rem,5vw,4.5rem); align-items: start; }
.pl-form-intro { position: sticky; top: 8rem; }
.pl-form-intro h2 { color: #fff; }
.pl-form-intro > p { color: rgba(255,255,255,.74); }
.pl-sensitive-note { padding: 1rem; border: 1px solid rgba(132,230,196,.22); border-radius: 1rem; background: rgba(255,255,255,.05); font-weight: 750; }
.pl-form { padding: clamp(1.3rem,3vw,2rem); border: 1px solid rgba(255,255,255,.13); border-radius: 1.5rem; background: #fff; box-shadow: 0 25px 65px rgba(0,0,0,.25); }
.pl-form-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: .95rem; }
.pl-form label:not(.pl-consent) { display: grid; gap: .4rem; color: var(--pl-navy); font-size: .85rem; font-weight: 800; }
.pl-form label > span[aria-hidden] { color: #bb3c3c; }
.pl-form input,
.pl-form select,
.pl-form textarea { box-sizing: border-box; width: 100%; min-height: 46px; padding: .75rem .85rem; border: 1px solid #cadbd6; border-radius: .8rem; color: #173b58; background: #fbfdfc; font: inherit; }
.pl-form textarea { resize: vertical; }
.pl-form input:focus,
.pl-form select:focus,
.pl-form textarea:focus { outline: 3px solid rgba(8,166,106,.2); border-color: var(--pl-green); }
.pl-field-wide { grid-column: 1/-1; }
.pl-consent { display: flex; gap: .7rem; align-items: flex-start; margin-top: 1rem; color: #52677d; font-size: .82rem; line-height: 1.55; }
.pl-consent input { flex: 0 0 auto; width: 1.2rem; height: 1.2rem; min-height: 0; margin-top: .12rem; accent-color: var(--pl-green); }
.pl-consent a { color: var(--pl-green-dark); font-weight: 800; }
.pl-form-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1.3rem; }
.pl-form-actions .btn { min-height: 46px; }
.pl-form .form-status { color: #274d61; }

.pl-faq__shell { display: grid; grid-template-columns: minmax(0,.72fr) minmax(520px,1.28fr); gap: clamp(2rem,6vw,5rem); align-items: start; }
.pl-faq__intro { position: sticky; top: 8rem; }
.pl-faq__list { display: grid; gap: .75rem; }
.pl-faq__list article { overflow: hidden; border: 1px solid var(--pl-border); border-radius: 1rem; background: #fff; box-shadow: 0 12px 30px rgba(8,43,84,.055); }
.pl-faq__list h3 { margin: 0; }
.pl-faq__list button { width: 100%; min-height: 58px; display: flex; justify-content: space-between; align-items: center; gap: 1rem; padding: .95rem 1.15rem; border: 0; color: var(--pl-navy); background: transparent; text-align: left; font: inherit; font-weight: 850; cursor: pointer; }
.pl-faq__list button:focus-visible { outline: 3px solid rgba(8,166,106,.35); outline-offset: -3px; }
.pl-faq__list i { position: relative; width: 1.25rem; height: 1.25rem; flex: 0 0 auto; border-radius: 50%; background: #e9f7f2; }
.pl-faq__list i::before,
.pl-faq__list i::after { position: absolute; top: 50%; left: 50%; width: .6rem; height: 2px; border-radius: 99px; background: var(--pl-green-dark); content: ""; transform: translate(-50%,-50%); }
.pl-faq__list i::after { transform: translate(-50%,-50%) rotate(90deg); transition: transform .2s ease; }
.pl-faq__list button[aria-expanded="true"] i::after { transform: translate(-50%,-50%) rotate(0); }
.pl-faq__list article > div { padding: 0 1.15rem 1rem; }
.pl-faq__list p { margin: 0; color: var(--pl-text); line-height: 1.65; }

.pl-final-cta { padding: clamp(4rem,7vw,6.5rem) 0; background: #fff; }
.pl-final-cta__shell { display: grid; grid-template-columns: minmax(0,1.25fr) minmax(300px,.75fr); gap: 2rem; align-items: center; padding: clamp(2rem,5vw,4rem); border-radius: 1.75rem; color: #fff; background: linear-gradient(125deg,var(--pl-navy-deep),var(--pl-navy) 62%,#08765d); box-shadow: 0 24px 60px rgba(8,43,84,.2); }
.pl-final-cta h2 { max-width: 18ch; color: #fff; }
.pl-final-cta p { max-width: 58ch; color: rgba(255,255,255,.75); line-height: 1.65; }
.pl-final-cta .pl-actions { justify-content: flex-end; }
.pl-btn-light { color: var(--pl-navy)!important; background: #fff!important; border-color: #fff!important; }

@media (max-width: 1100px) {
  .pl-hero__shell { grid-template-columns: minmax(0,.9fr) minmax(420px,1.1fr); gap: 2.5rem; }
  .pl-professions, .pl-situation-grid, .pl-process__grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .pl-compare { grid-template-columns: repeat(3,minmax(0,1fr)); }
  .pl-form-shell, .pl-faq__shell { grid-template-columns: minmax(0,.75fr) minmax(460px,1.25fr); }
}

@media (max-width: 820px) {
  .pl-hero__shell,
  .pl-split,
  .pl-cover__shell,
  .pl-form-shell,
  .pl-faq__shell,
  .pl-final-cta__shell { grid-template-columns: 1fr; }
  .pl-hero__shell { min-height: 0; }
  .pl-hero h1 { max-width: 12ch; }
  .pl-hero__visual { min-height: 460px; }
  .pl-hero__visual img { height: 460px; }
  .pl-form-intro, .pl-faq__intro { position: static; }
  .pl-final-cta .pl-actions { justify-content: flex-start; }
}

@media (max-width: 600px) {
  .pl-section { padding: 3.6rem 0; }
  .pl-hero { padding-top: 1rem; }
  .pl-breadcrumb { margin-bottom: 1.4rem; }
  .pl-hero h1 { max-width: none; font-size: clamp(2.25rem,9.5vw,3rem); overflow-wrap: normal; }
  .pl-actions, .pl-form-actions { display: grid; grid-template-columns: 1fr; }
  .pl-actions .btn, .pl-form-actions .btn { width: 100%; }
  .pl-hero__content, .pl-actions, .pl-actions .btn {
    min-width: 0;
    max-width: 100%;
  }
  .pl-actions .btn {
    white-space: normal;
    overflow-wrap: anywhere;
    text-align: center;
  }
  .pl-benefits { display: grid; }
  .pl-hero__visual { min-height: 390px; border-radius: 1.35rem; }
  .pl-hero__visual img { height: 390px; object-position: 61% center; }
  .pl-hero__visual figcaption { right: .8rem; bottom: .8rem; left: .8rem; }
  .pl-professions,
  .pl-situation-grid,
  .pl-cover__grid,
  .pl-check-grid,
  .pl-compare,
  .pl-process__grid,
  .pl-form-grid { grid-template-columns: 1fr; }
  .pl-field-wide { grid-column: auto; }
  .pl-cover__intro > svg { display: none; }
  .pl-form { padding: 1.1rem; border-radius: 1.1rem; }
  .pl-final-cta__shell { padding: 1.5rem; border-radius: 1.25rem; }
  .pl-final-cta h2 { max-width: none; font-size: 2.1rem; }
}

@media (prefers-reduced-motion: reduce) {
  .professional-liability-page *, .professional-liability-page *::before, .professional-liability-page *::after { scroll-behavior: auto!important; transition-duration: .01ms!important; }
}